Minimum Investment: $1,000 (5% Simple Interest Rate/Paid Annually/5 Year Loan Term)
Investment #1
2543 South Millick Street, Philadelpia, PA$50,000 Line Of Equity Capital In 2025
($50,000 Annual Profit Payment Due In 12 Months/2026/5 Year Term)Investment #1 - OPEN
(Thomas Lopez-Pierre of Social Impact Real Estate Debt Fund, LLC at 2543 South Millick Street, Philadelpia, PA)
On August 5, 2025, the Social Impact Real Estate Debt Fund, LLC made a $50,000 strategic investment in partnership with experienced Philadelphia-based developers Ray Pryer and Donte Brown to support the redevelopment of the property located at 2543 South Millick Street, Philadelphia, Pennsylvania.
The investment was executed through UREF Pryer Brown JV, LLC, a purpose-built joint venture formed in partnership with Urban Real Estate Fund, LLC to facilitate the redevelopment of affordable housing in Philadelphia, Pennsylvania.
This joint venture structure was intentionally designed to align capital, expertise, and oversight between experienced real estate operators while maintaining a clear framework for investor protection and returns.
Through the joint venture, a total of $100,000 in equity capital was deployed into the project, with each corporate partner contributing $50,000.
These funds were allocated toward the acquisition, redevelopment, and stabilization of the subject property, with a specific focus on creating safe, code-compliant housing that meets the needs of families who depend on government-sponsored housing assistance.
This investment directly advances the mission of the Social Impact Real Estate Debt Fund, LLC, which is to support proven, locally based developers and expand access to high-quality affordable housing through disciplined, well-structured joint venture partnerships.
By combining financial capital with local development expertise, the Fund seeks to generate strong risk-adjusted returns while producing measurable social impact in underserved communities.
Upon completion of redevelopment, the property is intended to be leased to families utilizing affordable housing vouchers, including Section 8, formally known as the Housing Choice Voucher Program administered by the U.S. Department of Housing and Urban Development (HUD).
This approach helps address the persistent shortage of landlords willing to accept vouchers, while also ensuring stable rental income backed by government-supported payments.
Pursuant to the terms of the joint venture agreement, Urban Real Estate Fund, LLC and Social Impact Real Estate Debt Fund, LLC are each entitled to receive annual payments of $25,000 for five (5) consecutive years.
Collectively, these payments total $50,000 per year, representing a 50% annual rate of return on the $100,000 in equity capital invested in the project.
This return structure was negotiated in advance and documented contractually to provide clarity, transparency, and alignment among all parties.
Importantly, the payout structure was designed to deliver predictable, recurring cash flow that is not dependent on property appreciation, refinancing, or sale.
By decoupling investor returns from long-term exit timing, the joint venture significantly reduces exposure to market volatility while delivering strong near-term income.
As an additional layer of risk mitigation, UREF Pryer Brown JV, LLC was formally listed on the deeds of two secondary properties owned by the operating partners.
These deed-level interests serve as collateral support, enhancing investor protection in the event of unforeseen challenges such as construction delays, cost overruns, or underperformance at the primary redevelopment site.
Taken together, the combination of defined annual payments, collateralized security interests, and experienced operating partners reflects a conservative, investor-focused investment strategy.
This structure prioritizes capital preservation, downside protection, and consistent cash flow, while simultaneously advancing the broader social mission of developing and preserving affordable housing for families most in need.
The investment was executed through UREF Pryer Brown JV, LLC, a purpose-built joint venture formed in partnership with Urban Real Estate Fund, LLC to facilitate the redevelopment of affordable housing in Philadelphia, Pennsylvania.
This joint venture structure was intentionally designed to align capital, expertise, and oversight between experienced real estate operators while maintaining a clear framework for investor protection and returns.
Through the joint venture, a total of $100,000 in equity capital was deployed into the project, with each corporate partner contributing $50,000.
These funds were allocated toward the acquisition, redevelopment, and stabilization of the subject property, with a specific focus on creating safe, code-compliant housing that meets the needs of families who depend on government-sponsored housing assistance.
This investment directly advances the mission of the Social Impact Real Estate Debt Fund, LLC, which is to support proven, locally based developers and expand access to high-quality affordable housing through disciplined, well-structured joint venture partnerships.
By combining financial capital with local development expertise, the Fund seeks to generate strong risk-adjusted returns while producing measurable social impact in underserved communities.
Upon completion of redevelopment, the property is intended to be leased to families utilizing affordable housing vouchers, including Section 8, formally known as the Housing Choice Voucher Program administered by the U.S. Department of Housing and Urban Development (HUD).
This approach helps address the persistent shortage of landlords willing to accept vouchers, while also ensuring stable rental income backed by government-supported payments.
Pursuant to the terms of the joint venture agreement, Urban Real Estate Fund, LLC and Social Impact Real Estate Debt Fund, LLC are each entitled to receive annual payments of $25,000 for five (5) consecutive years.
Collectively, these payments total $50,000 per year, representing a 50% annual rate of return on the $100,000 in equity capital invested in the project.
This return structure was negotiated in advance and documented contractually to provide clarity, transparency, and alignment among all parties.
Importantly, the payout structure was designed to deliver predictable, recurring cash flow that is not dependent on property appreciation, refinancing, or sale.
By decoupling investor returns from long-term exit timing, the joint venture significantly reduces exposure to market volatility while delivering strong near-term income.
As an additional layer of risk mitigation, UREF Pryer Brown JV, LLC was formally listed on the deeds of two secondary properties owned by the operating partners.
These deed-level interests serve as collateral support, enhancing investor protection in the event of unforeseen challenges such as construction delays, cost overruns, or underperformance at the primary redevelopment site.
Taken together, the combination of defined annual payments, collateralized security interests, and experienced operating partners reflects a conservative, investor-focused investment strategy.
This structure prioritizes capital preservation, downside protection, and consistent cash flow, while simultaneously advancing the broader social mission of developing and preserving affordable housing for families most in need.